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Experienced Professionals
Privacy & Security Assurance
Personalized
Assistance
Easy &
Hassle free
Helping seniors confidently navigate Medicare, with expert, personalized support.
We help seniors confidently navigate Medicare with expert, Personalized support
Personalized
Assistance
Easy &
Hassle free
Experienced Professionals
Privacy & Security Assurance
Helping seniors confidently navigate Medicare, with expert, personalized support.
Personalized
Assistance
Easy &
Hassle free
Experienced Professionals
Privacy & Security Assurance
Experienced Professionals
Privacy & Security Assurance
Personalized
Assistance
Easy &
Hassle free
We help seniors confidently navigate Medicare with expert, personalized support
Medicare, Explained in Minutes
When it comes to Part A and Part B, original Medicare pays 80% of your approved medical costs. You cover the remaining 20% out-of-pocket or
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Purchase a Medicare Supplement (Medigap) insurance and Part D Prescription Drug Plan (unless you have creditable coverage)
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Purchase a Medicare Advantage Plan (Medicare Part C)
Medicare Advantage Plans (Medicare Part C)
These Plans are offered by private insurance companies who are contracted with Medicare You have to be enrolled in Part A and Part B to join a Medicare Advantage plan These plans bundle the coverage into a single plan and include Part A and Part B, and most of these plans include Part D which is prescription drug coverage The plan may include extra benefits like dental, vision, hearing and gym memberships These plans are typically a Health Maintenance Organization (HMO), Preferred Provider Organization (PPO), Private Fee-for-Service (PFFS), Medical Savings Account (MSA), or HMO-Point-of-Service (HMO-POS), and generally offer the most affordable options Focus on in-network care and requires referrals for specialist visits The Costs and coverage vary by plan Plan availability varies by location and not all insurers offer plans in every area
Prescription Drug Plans (Medicare
Part D)
It helps pay for medications you get at the pharmacy, whether for managing chronic conditions or just an occasional antibiotic You can get either a stand-alone part D plan if you have original Medicare or a Medicare Advantage plan that includes drug coverage Each plan has a list of covered drugs called a formulary organized into tiers Lower tier drugs like generics cost less, while brand name or specialty drugs cost more Part D consists of a monthly premium, a deductible, and copays or coinsurance It's important to enroll when first eligible to avoid a late enrollment penalty
Medicare Supplements (Medigap)
These are optional private insurance plans that help cover out-of-pocket costs left by Original Medicare (Parts A & B)—such as deductibles, copays and coinsurance.
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The Medicare Supplement insurance plans are offered by various private insurance companies, and these plans vary by state and insurers
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It does not include dental, vision, or hearing
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You can see any doctor nationwide who accepts Medicare –there are no networks, and you do not need to have a referral to see another doctor
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You pay a monthly premium for your Medigap plan, but you have fewer out-of-pocket costs when you need care
Frequently Asked Questions
Medicare is a federal health insurance program for people aged 65 and older and those with certain disabilities. Eligibility is automatic if you receive Social Security benefits. If not, you may need to enroll manually.
Medicare is divided into four parts:
• Part A (Hospital Insurance): Covers hospital stays, skilled nursing care, and hospice.
• Part B (Medical Insurance): Covers doctor visits, outpatient care, preventive services, and medical equipment.
• Part C (Medicare Advantage): A private insurance alternative to Parts A & B, often including prescription drug coverage.
• Part D (Prescription Drug Coverage): Covers prescription medications through private plans.• Medicare Advantage (Part C): A bundled plan that includes Parts A & B, often with extra benefits like vision, dental, and drug coverage.
• Medicare Supplement (Medigap): Works alongside Original Medicare (Parts A & B) to help cover out-of-pocket costs like copayments and deductibles.Yes! You can switch plans during the Medicare Annual Enrollment Period (Oct 15 - Dec 7) or during special enrollment periods if you qualify (e.g., moving to a new state, losing employer coverage).
Original Medicare does not cover routine dental, vision, or hearing care, but many Medicare Advantage plans offer these benefits.
Costs vary based on income and plan selection. Some parts of Medicare are free (like Part A if you’ve worked 10+ years), while others have monthly premiums, deductibles, and copays.
From Confusion to Clarity
I was completely overwhelmed by Medicare until I found Mary Ann! guided me through the best Medicare Advantage plan for my health needs, and now I have full coverage without the confusion. Highly recommend!
Patricia M
Retired Teacher
I thought I had to enroll in Medicare at 65, but Maryann clarified that I could keep my employer coverage and switch later. Thanks to their guidance, I made the best decision for my situation!
Linda R
Business Owner
I wasn’t sure whether I needed Medicare Supplement insurance, but Joe explained everything in simple terms. I ended up saving on my out-of-pocket costs. They truly care about their clients!
George.T
Veteran
All Rights Reserved Senior Success Path, LLC
We do not offer every plan available in your area. Currently, we represent 8 organizations which offer 75 products in your area. Please contact Medicare.gov, 1-800-MEDICARE, or your local State Health Insurance Assistance Program (SHIP) to get information on all of your options. This is a proprietary website and is not associated, endorsed or authorized by the Social Security Administration, the Department of Health and Human Services or the Center for Medicare and Medicaid Services. This site contains decision-support content and information about Medicare, services related to Medicare and services for people with Medicare. If you would like to find more information about the Medicare program please visit the Official U.S. Government Site for People with Medicare located at http://www.medicare.gov
We do not offer every plan available in your area. Please contact www.medicare.gov or 1-800-MEDICARE (TTY users should call 1-877-486-2048), 24 hours a day/7 days a week or your local State Health Insurance Program (SHIP) to get information on all of your options.
Not all plans offer all of these benefits. Benefits may vary by carrier and location. Limitations and exclusions may apply.
Some of the benefits mentioned may be Special Supplemental Benefits for the Chronically Ill (SSBCI). You may qualify for SSBCI if you have a high risk for hospitalization and require intensive care coordination to manage chronic conditions such as Chronic Kidney Diseases, Chronic Lung Disorders, Cardiovascular Disorders, Chronic Heart Failure, or Diabetes. For a full list of chronic conditions or to learn more about other eligibility requirements needed to qualify for SSBCI benefits, please refer to Chapter 4 in the plan’s Evidence of Coverage or Summary of Benefits.
Senior Success Path, LLC is a licensed and certified representative of Medicare Advantage [HMO, PPO and PFFS] organizations [and stand-alone prescription drug plans]. Each of the organizations they represent has a Medicare contract. Enrollment in any plan depends on contract renewal.
Plans are insured or covered by a Medicare Advantage organization with a Medicare contract and/or a Medicare-approved Part D sponsor. Enrollment in the plan depends on the plan's contract renewal with Medicare.
Medicare Advantage organizations and/or Medicare Part D plan sponsors comply with applicable Federal civil rights laws and do not discriminate on the basis of race, color, national origin, age, disability, or sex.
Out-of-network/non-contacted providers are under no obligation to treat Plan/Part D Sponsor members, except in emergency situations. Please call the Plan’s customer service number or see your Evidence of Coverage for more information, including cost sharing that applies to out-of-network services.
Certain Plan/Part D Sponsors’ pharmacy networks may include limited lower-cost, preferred pharmacies in some areas. The lower costs advertised for these pharmacies may not be available at the pharmacy you use. For up-to-date information about network pharmacies, including whether there are any lower-cost preferred pharmacies in your area, please call the Plan’s customer service number or consult the Plan’s online pharmacy directory.
Enrollment in a plan may be limited to certain times of the year unless you qualify for a Special Enrollment Period or you are in your Medicare Initial Enrollment Period.
The standard Part B premium for 2025 is $185.00. Monthly savings vary and may be subject to processing delays and may not be immediate. Not available with all plans. Availability varies by carrier and location.
ATENCIÓN: si habla español, tiene a su disposición servicios gratuitos de asistencia lingüística. Llame al 760-413-9749 TTY:711 Mon-Sat. 9am-5pm MTN.
注意：如果您使用繁體中文，您可以免費獲得語言援助服務。請致電 760-413-9749 TTY:711 Mon-Sat. 9am-5pm MTN.
ATTENTION: If you don't speak English, language assistance services, free of charge, are available to you. Call 760-413-9749 TTY:711 Mon-Sat. 9am-5pm MTN.
To send a complaint to Medicare, call 1-800-MEDICARE (TTY users should call 1- 877-486-2048), 24 hours a day/7 day a week). If your complaint involves a broker or agent, be sure to include the name of the person when filing your grievance.
Provider information contained in this directory is gathered from information by a third party and updated every 7-30 days. The availability of any particular provider cannot be guaranteed, and provider network composition is subject to change. Please check with the provider before scheduling your appointment or receiving services to confirm participation in a carrier’s network.
Every year, Medicare evaluates plans based on a 5-Star rating system. The Star Ratings apply to contract year 2025.
You are not required to provide any health related information unless it will be used to determine enrollment eligibility.
Licensed sales agents/producers may be compensated based on your enrollment in a health plan.
Medicare Supplement Plans are not connected with or endorsed by the U.S. Government or the federal Medicare program.
Enrollees must use network providers for specific Optional Supplemental Benefits (OSBs) when stated in the Evidence of Coverage (EOC), otherwise, covered services may be received from non-network providers at a higher cost. Enrollees must continue to pay the plan premium plus the OSB premium.
Cost Estimates are based on the information shown under Preferences, using data about past experiences by beneficiaries with similar attributes and the premiums and benefits provided by the plan. Actual costs may vary. Monthly medical costs are represented by annual figures divided evenly per month.
For plans that provide drug coverage, the formulary may change during the year.
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