Medicare, Made Simple.
Trust, Guidance and Clarity for Your Future.
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Experienced Professionals
Privacy & Security Assurance
Personalized
Assistance
Easy &
Hassle free
Helping seniors confidently navigate Medicare, with expert, personalized support.
Helping seniors confidently navigate Medicare, with expert, personalized support.
Personalized
Assistance
Easy &
Hassle free
Experienced Professionals
Privacy & Security Assurance
Medicare, Made Simple.
Trust, Guidance and Clarity for Your Future.
Helping seniors confidently navigate Medicare, with expert, personalized support.
Personalized
Assistance
Easy &
Hassle free
Experienced Professionals
Privacy & Security Assurance
Experienced Professionals
Privacy & Security Assurance
Personalized
Assistance
Easy &
Hassle free
Helping seniors confidently navigate Medicare, with expert, personalized support.
Medicare, Explained in Minutes
Part A,
Hospital Insurance
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Medicare Part A covers hospital stays, skilled nursing care, hospice, and some home health care—it’s generally free if you’ve worked and paid Medicare taxes for at least 10 years.
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However, it doesn’t cover long-term care and has deductibles and coinsurance costs for hospital stays.
Part B,
Medical Insurance
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Medicare Part B covers doctor visits, outpatient care, preventive services, and medical equipment.
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In 2025, the standard monthly premium is $185, and the annual deductible is $257. After meeting the deductible, beneficiaries typically pay 20% coinsurance for most services.
Part C,
Medicare Advantage
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It is an all-in-one alternative to Original Medicare, offered by private insurance companies.
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It bundles Part A (hospital), Part B (medical), and usually Part D (prescription drugs), often with extra benefits like dental, vision, hearing, and wellness programs.
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Costs and coverage vary by plan, and many have low or $0 monthly premiums but include copays, deductibles, and network restrictions.
Part D,
Drug coverage
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Medicare Part D is an optional prescription drug benefit that helps cover the cost of outpatient prescription medications. It's available to everyone with Medicare and is offered through private insurance companies approved by Medicare.
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Beneficiaries can enroll in a stand-alone Prescription Drug Plan (PDP) if they have Original Medicare or choose a Medicare Advantage Plan (Part C) that includes drug coverage.
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It's important to enroll when first eligible to avoid a late enrollment penalty.
Medicare Supplements (Medigap)
These are optional private insurance plans that help cover out-of-pocket costs left by Original Medicare (Parts A & B)—such as deductibles, copays and coinsurance.
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Works only with Original Medicare, not Medicare Advantage.
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Covers gaps in Medicare costs, reducing unexpected bills.
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Plans are standardized (A, B, C, D, F, G, K, L, M, N) but prices vary by provider.
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No networks—see any doctor that accepts Medicare.
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Most popular plan: Plan G (covers everything except the Part B deductible).
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Part A,
Hospital Insurance
-
Medicare Part A covers hospital stays, skilled nursing care, hospice, and some home health care—it’s generally free if you’ve worked and paid Medicare taxes for at least 10 years.
-
However, it doesn’t cover long-term care and has deductibles and coinsurance costs for hospital stays.
Part B,
Medical Insurance
-
Medicare Part B covers doctor visits, outpatient care, preventive services, and medical equipment.
-
In 2025, the standard monthly premium is $185, and the annual deductible is $257. After meeting the deductible, beneficiaries typically pay 20% coinsurance for most services.
Part C,
Medicare Advantage
-
It is an all-in-one alternative to Original Medicare, offered by private insurance companies.
-
It bundles Part A (hospital), Part B (medical), and usually Part D(prescription drugs), often with extra benefits like dental, vision, hearing, and wellness programs.
-
Costsand coverage vary by plan, and many have low or $0 monthly premiums but include copays, deductibles, and network restrictions.
Part D,
Drug coverage
-
Medicare Part D is an optional prescription drug benefit that helps cover the cost of outpatient prescription medications. It's available to everyone with Medicare and is offered through private insurance companies approved by Medicare.
-
Beneficiaries can enroll in a stand-alone Prescription Drug Plan (PDP) if they have Original Medicare or choose a Medicare Advantage Plan (Part C) that includes drug coverage.
-
It's important to enroll when first eligible to avoid a late enrollment penalty.
Medicare, Explained in Minutes
Medicare Supplements (Medigap)
These are optional private insurance plans that help cover out-of-pocket costs left by Original Medicare (Parts A & B)—such as deductibles, copays, and coinsurance.
-
Works only with Original Medicare, not Medicare Advantage.
-
Covers gaps in Medicare costs, reducing unexpected bills.
-
Plans are standardized (A, B, C, D, F, G, K, L, M, N) but prices vary by provider.
-
No networks—see any doctor that accepts Medicare.
-
Most popular plan: Plan G (covers everything except the Part B deductible).
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Frequently Asked Questions
Medicare is a federal health insurance program for people aged 65 and older and those with certain disabilities. Eligibility is automatic if you receive Social Security benefits. If not, you may need to enroll manually.
Medicare is divided into four parts:
• Part A (Hospital Insurance): Covers hospital stays, skilled nursing care, and hospice.
• Part B (Medical Insurance): Covers doctor visits, outpatient care, preventive services, and medical equipment.
• Part C (Medicare Advantage): A private insurance alternative to Parts A & B, often including prescription drug coverage.
• Part D (Prescription Drug Coverage): Covers prescription medications through private plans.• Medicare Advantage (Part C): A bundled plan that includes Parts A & B, often with extra benefits like vision, dental, and drug coverage.
• Medicare Supplement (Medigap): Works alongside Original Medicare (Parts A & B) to help cover out-of-pocket costs like copayments and deductibles.Yes! You can switch plans during the Medicare Annual Enrollment Period (Oct 15 - Dec 7) or during special enrollment periods if you qualify (e.g., moving to a new state, losing employer coverage).
Original Medicare does not cover routine dental, vision, or hearing care, but many Medicare Advantage plans offer these benefits.
Costs vary based on income and plan selection. Some parts of Medicare are free (like Part A if you’ve worked 10+ years), while others have monthly premiums, deductibles, and copays.
From Confusion to Clarity
I was completely overwhelmed by Medicare until I found Mary Ann! guided me through the best Medicare Advantage plan for my health needs, and now I have full coverage without the confusion. Highly recommend!
Patricia M
Retired Teacher
I thought I had to enroll in Medicare at 65, but Maryann clarified that I could keep my employer coverage and switch later. Thanks to their guidance, I made the best decision for my situation!
Linda R
Business Owner
I wasn’t sure whether I needed Medicare Supplement insurance, but Joe explained everything in simple terms. I ended up saving on my out-of-pocket costs. They truly care about their clients!
George.T
Veteran
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